Highlands Residential Mortgage
Meet Your Loan Officer

Carl Amerine

Loan Officer
NMLS# 1075332
Licensed for: AR-112889, AZ-0937112 , WA-MLO-1075332, VA-MLO-24498VA, TN-127409 , PA-57357 , OH-MLO.047278.000 , CO-100503314 , IL-031.0043516 , NC-I-170230 , MO-1075332, GA-46498 , MN-MLO-1075332 , MI-1075332 , IN-31570, FL-LO40958 , MD-1075332, KY-MC95263, KS-LO.0035428, CA-DBO1075332, NM-1075332, DC-MLO1075332
Get Started with Carl
950 W. Bethany Drive Suite 800
Allen, TX, 75013
O: 614-285-7989 | C: 614-313-4966

About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet Carl

My Story

Low-stress, clear and transparent communication, and exceptional customer service.  These descriptions all apply when working with me on your mortgage lending transaction.  Over the last 13 years, it’s been a privilege of mine to help service my clients and real estate agents through the entire home buying process.  I can offer and compare multiple mortgage rates and programs (Conventional, First Time Homebuyers, VA, USDA, FHA and Jumbo) for you. Our in-house process from start to finish will have you closing your loan in record time.

Having a background in education and coaching prior to entering in the mortgage industry has given me a unique skillset – I am able to effectively communicate, problem solve and thoroughly educate all parties during the mortgage process.  All of this adds up to an award winning experience for my clients and partners!  I take great pride in being recognized year-over-year as a Scotsman Guide Top Originator.

I welcome the opportunity to work with you.  If you are interested in learning more, please apply online or contact me directly for next steps.

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase
  • Rate-Term Refinance
  • Cash-Out Refinance
  • Second-Homes
  • Renovation Loans

Have Questions?

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews

Our Resources

What is mortgage insurance?

Mortgage insurance is designed to protect the lender in the event you fall behind or can’t make yo...

Top Workplace 2023 – #4 in the Nation!

With great pride, we share that Highlands Residential Mortgage has been voted as a 2023 Top Workplac...

The Millennial Homebuyer’s Checklist: How to Choose the Right Lender…

You have enough on your shoulders – buying a home should not be a stressful and confusing topic! D...