Highlands Residential Mortgage
Meet Your Loan Officer

Charles Richardson

Branch Manager
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NMLS# 365761
Licensed for: FL-LO14184
Get Started with Charles
contact
Tampa
4100 W Kennedy Blvd. Suite 304
Tampa, FL, 33609
813-940-3452

About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet Charles

My Story

Charles and his wife Marci have been Tampa residents since 1982 and their 4 sons are all Tampa natives.

A mortgage banker since graduating from The University of South Carolina in 1982 with a BS in Finance, Charles is passionate about and dedicated to providing his clients the absolutely best financing terms and customer service.

From first time home buyers to relocating executives, Charles’ clients benefit from his local real estate knowledge, hands on approach and extensive knowledge of mortgage banking.

Contact Charles anytime to discuss your personal home mortgage financing needs.

At Highlands, we offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase
  • Rate-Term Refinance
  • Cash-Out Refinance
  • Second-Homes
  • Renovation Loans

Have Questions?

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews

Our Resources

Top 50 Mortgage Companies in America

We are thrilled and humbled to announce that Mortgage Executive Magazine has once again recognized H...

cyber security
Benefits of Hybrid E-Closing

As more and more industries move towards digital solutions, the mortgage industry is no exception. O...

Education
What is mortgage insurance?

Mortgage insurance is designed to protect the lender in the event you fall behind or can’t make yo...