Highlands Residential Mortgage
Meet Your Loan Officer

Charles Richardson

Branch Manager
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NMLS# 365761
Licensed for: FL-LO14184
Get Started with Charles
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Tampa
4100 W Kennedy Blvd. Suite 304
Tampa, FL, 33609
813-940-3452

hii About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet Charles

My Story

Charles and his wife Marci have been Tampa residents since 1982 and their 4 sons are all Tampa natives.

A mortgage banker since graduating from The University of South Carolina in 1982 with a BS in Finance, Charles is passionate about and dedicated to providing his clients the absolutely best financing terms and customer service.

From first time home buyers to relocating executives, Charles’ clients benefit from his local real estate knowledge, hands on approach and extensive knowledge of mortgage banking.

Contact Charles anytime to discuss your personal home mortgage financing needs.

At Highlands, we offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase
  • Rate-Term Refinance
  • Cash-Out Refinance
  • Second-Homes
  • Renovation Loans

Have Questions?

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews

Our Resources

The Dallas Morning News: Top 100 Places to Work 2022

Making the Dallas Morning News Top 100 Places to work list is always an honor, and we’re humbled b...

Ranked #4! Fastest Growing Company in North Texas!

We did it again!  We’re excited to announce Highlands Residential Mortgage has been recognized by...

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White Elephant Gifts Worth Fighting For

Let’s talk about the white elephant in the room…. White elephant gift exchanges can get chao...