Highlands Residential Mortgage
Meet Your Loan Officer

Matthew Fraraccio

Loan Officer
NMLS# 2422650
Licensed for: FL-LO115365
Get Started with Matthew
300 Village Square Crossing Suite 101
Palm Beach Gardens, FL, 33410
O: 772-905-3841

About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet Matthew

My Story

Matt is excited to be working with Highlands Mortgage, utilizing his education and experience in finance.  After graduating from the University of Florida in 1999 with a Bachelors degree in Finance, Matt started his career as a Financial Advisor.  A few years later, he attended the Crummer Graduate School of Business at Rollins College, earning a Masters in Business Administration concentrated in Finance.  Shortly after graduation, Matt went into business for himself and spent nearly two decades successfully growing that business.

In 2022, Matt sold his business and joined Highlands Mortgage as a Loan Officer.  He is committed to helping his clients find the best programs to accommodate their unique situations and enjoys sharing his knowledge of finance to better assist them reach their financial goals.  If you have a question about personal finance, just ask, Matt is happy to help.

Since 1978 Matt has called Martin County home.  He loves his community and the many life-long relationships developed there.  He works closely with Realtors, Builders, and Financial Advisors; many of which he has known for decades.  In his spare time, Matt enjoys doing anything with his wife, personal fitness, and the beaches and waterways of Stuart, Florida.

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase
  • Rate-Term Refinance
  • Cash-Out Refinance
  • Second-Homes
  • Renovation Loans

Have Questions?

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews

Our Resources

cyber security
Benefits of Hybrid E-Closing

As more and more industries move towards digital solutions, the mortgage industry is no exception. O...

What is mortgage insurance?

Mortgage insurance is designed to protect the lender in the event you fall behind or can’t make yo...

Top Workplace 2023 – #4 in the Nation!

With great pride, we share that Highlands Residential Mortgage has been voted as a 2023 Top Workplac...