Kerra Garcia

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

With over 13 years of experience in the mortgage industry, Kerra brings a strong foundation of honesty, buyer education, and growth to every client and partnership. Now proudly part of Highlands Residential Mortgage, she continues a long-standing tradition of excellence. Previously, she was a top producer for nearly eight years before stepping into a leadership role as a branch manager, where she successfully grew the region. She has also been recognized as a Top Three producer for TSAHC for multiple consecutive years — a clear reflection of her dedication to helping families secure affordable homeownership.

Clients and partners who work with Kerra can count on a personalized experience defined by clear communication, in-depth education, and complete satisfaction. Known as a loan officer of her word, Kerra takes pride in being a true advisor — someone who works tirelessly behind the scenes to ensure her clients are informed, confident, and supported every step of the way. Whether you’re buying your first home or your fifth, Kerra is ready to guide you with the care and commitment you deserve. Because at Highlands Residential Mortgage, #weKerraboutYou.