Clay Payne
Knoxville
2322 W Emory RoadPowell, TN, 37849
O: 865-800-6454 | C: 865-406-1321
About Highlands Residential Mortgage
Your Family. Your Future. Our Focus.
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.
Meet Clay
My Story
Our team is dedicated to providing the best mortgage experience possible. We do that by offering easy-to-use mortgage tools (including our handy mobile app), competitive rates, and assistance from an experienced loan officer. Our loan officers understand the local markets, have access to a wide variety of loan programs, and are ready to guide you through the process!
My Specialties
Areas of Expertise
First-Time Homebuyers- Investment Properties
- Conventional Loans
- FHA Loans
- VA Loans
- Purchase
- Rate-Term Refinance
- Cash-Out Refinance
- Second-Homes
- Renovation Loans
First-Time Homebuyers
The Highlands Digital Mortgage Experience
The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.
Our Resources
Tax season is in full swing, and the April 15th deadline is just around the corner! Getting a head s...
Many homeowners may not realize just how much equity they’ve built up in their homes. With home va...
Your home is more than just a place to live—it’s one of your biggest financial assets. Every mor...
