Deciding to renovate or build your dream home can be an exciting process. Even though there are many steps, and it can initially feel like a complex process, Highlands Residential Mortgage is dedicated to ensuring a smooth transaction, guiding you through every step. Our commitment to personalized service and support sets us apart from other lenders. Here’s how we make your renovation or building journey exceptional:
- Qualification Our journey begins with qualification. When you work with a Highlands loan officer, we ensure you are pre-approved, laying a solid foundation for your project. Our team is committed to understanding your financial situation and providing you with the best options to meet your needs.
- Contractor/Builder Selection and Verification You are free to use the contractor of your choice to build or renovate your dream home. Highlands takes an extra step to verify that your chosen contractor is qualified to participate in our platform. This provides an added layer of assurance that your contractor meets certain standards.
- Project Approval Once your contractor or builder is selected, Highlands will review the details of your project to ensure everything is in order.
- Underwriting Our in-house underwriting team will meticulously review your application. We aim to provide quick and accurate assessments, so we can issue a loan approval and your project can proceed without unnecessary delays.
- Closing After loan approval, we set a closing date that works for you. Our team ensures all paperwork is in order, making the closing process smooth and hassle-free.
- Construction/Renovation With the loan in place, your project can begin. As the construction or renovation progresses, your builder or contractor can request draws, ensuring they have the necessary funds to keep the project moving forward.
- Project Complete! Finally, once the project is complete, you can enjoy your dream home! At Highlands, we take pride in helping you turn your vision into reality, providing support and guidance at every stage.
At Highlands, we pride ourselves on our commitment to your success. We offer personalized service, thorough contractor validation, and seamless project management. This means you benefit from peace of mind, confidence, and a smooth, stress-free experience. Let us help you turn your dream home into a reality with our expertise and comprehensive support.
Ready to get started? Contact us today to learn more about how Highlands can make your construction or renovation journey a breeze.