Licenses

Licenses & Disclosures

Highlands Residential Mortgage, Ltd., NMLS ID# 134871, Corporate Office is located at 950 W. Bethany Dr., Suite 800 Allen, TX 75013.

This list is not inclusive of all states where Highlands Residential Mortgage, Ltd. may lend. Highlands Residential Mortgage, Ltd. is required to make the following disclosures by its regulatory authorities located in the applicable states. Not all states require such disclosures, and information is subject to change without notice.

Visit the NMLS access page for more information.

Alabama Consumer Credit License #21266
Arizona Mortgage Banker License #1011006
Arkansas Combination Mortgage Banker-Broker-Servicer License #109369
California Residential Mortgage Lending Act License #4131240. Regulated by the Department of Financial Protection and Innovation
Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate. www.dora.state.co.us/real-estate
Connecticut Mortgage Lender License #ML-134871
Connecticut Exempt Mortgage Servicer Registrant #EMSR-134871
Delaware Lender License #041741. Regulated by the Office of the State Bank Commissioner
District of Columbia Mortgage Lender License #MLB134871
Florida Mortgage Lender License #MLD968
Florida Mortgage Lender Servicer License #MLD2344
Georgia Mortgage Lender Licensee #37908
Idaho Mortgage Broker/Lender License #MBL-2080134871
Illinois Residential Mortgage Licensee #MB.6761013. Regulated by the Illinois Department of Financial and Professional Regulation, Mortgage Banking Division, 555 West Monroe Street, 5th Floor, Chicago, IL 60661, (844) 768-1713
Indiana – DFI Mortgage Lending License #30529
Iowa Mortgage Banker License #2018-0120
Kansas Mortgage Company License #MC.0025127
Kentucky Mortgage Company License #MC390233
Louisiana Residential Mortgage Lending License #134871
Maryland Mortgage Lender License #134871
Massachusetts Mortgage Broker License #MC134871
Massachusetts Mortgage Lender License #MC134871
Michigan 1st Mortgage Broker/Lender/Servicer Registrant #FR0021650
Michigan 2^nd Mortgage Broker/Lender/Servicer Registrant #SR0025115
Minnesota Residential Mortgage Originator License MN-MO-134871. This is not an offer to enter into a rate lock agreement under Minnesota law.
Mississippi Mortgage Lender License #134871. Licensed by the Mississippi Department of Banking and Consumer Finance.
Missouri Mortgage Company License #134871
Montana Mortgage Lender License #134871
Montana Mortgage Broker License #134871
Montana Mortgage Servicer License #134871
Nebraska Mortgage Banker License #NE134871
New Hampshire Mortgage Banker License #134871MB
New Jersey Residential Mortgage Lender License #134871. Licensed by the NJ Department of Banking and Insurance
New Jersey RMLA- Licensed Mortgage Servicer Registration #134871. Licensed by the NJ Department of Banking and Insurance
New Mexico Mortgage Loan Company License #134871
Nevada Mortgage Company License #5373
North Carolina Mortgage Lender License #L-157614
Ohio Residential Mortgage Lending Act Certificate of Registration #RM.850279.000
Oklahoma Mortgage Lender License #ML010007
Oklahoma Lender Name Registration Other Trade Name #1 #LNR14403
Oregon Mortgage Lending License #ML-5891
Oregon Mortgage Servicer License #134871
Pennsylvania Mortgage Lender License #75616
Pennsylvania Mortgage Servicer License #100393
Rhode Island Loan Broker License #20244761LB
Rhode Island Lender License #20244760LL
South Carolina BFI Mortgage Lender / Servicer License #MLS – 134871. Licensed by the Bureau of Financial Institutions.
South Dakota Mortgage Lender License #134871.ML
Tennessee Mortgage License #134871
Texas – SML Mortgage Banker Registration #134871. Regulated by the Texas Department of Savings and Mortgage Lending.
Utah Mortgage Entity License #13304916
Utah-DFI Residential First Mortgage Notification #134871
Utah-DFI Consumer Credit Notification #134871
Virginia Broker License #MC-5729. Licensed by the Bureau of Financial Institutions.
Virginia Lender License #MC-5729. Licensed by the Bureau of Financial Institutions.
Washington Consumer Loan Company License #CL-134871
West Virginia Mortgage Lender License #ML-134871
West Virginia Mortgage Broker License # MB-134871
Wisconsin Mortgage Banker License #134871BA
Wisconsin Mortgage Broker License #134871BR
Wyoming Mortgage Lender/Broker License #5079
Wyoming Consumer Lender License #CL-4929

Highlands Residential Mortgage, Ltd. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

TEXAS COMPLAINT NOTICE

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov.

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE

THE DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION (DEPARTMENT) EVALUATES OUR PERFORMANCE IN MEETING THE FINANCIAL SERVICES NEEDS OF THIS COMMUNITY, INCLUDING THE NEEDS OF LOW-INCOME TO MODERATE-INCOME HOUSEHOLDS. THE DEPARTMENT TAKES THIS EVALUATION INTO ACCOUNT WHEN DECIDING ON CERTAIN APPLICATIONS SUBMITTED BY US FOR APPROVAL BY THE DEPARTMENT. YOUR INVOLVEMENT IS ENCOURAGED. YOU MAY OBTAIN A COPY OF OUR EVALUATION. YOU MAY ALSO SUBMIT SIGNED, WRITTEN COMMENTS ABOUT OUR PERFORMANCE IN MEETING COMMUNITY FINANCIAL SERVICES NEEDS TO THE DEPARTMENT.