window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} gtag('js', new Date()); gtag('config', 'UA-108416834-2');
Highlands Residential Mortgage
Meet Your Loan Officer

Amy Cummings

Loan Officer
|
NMLS# 882893
Licensed for: AR-882893, TX-882893
Get Started with Amy
contact
Texarkana
2407 Moores Lane
Texarkana, TX, 75503
O: 903-949-6631 | C: 972-730-3224

About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet Amy

My Story

For more than 25 years, I’ve had the privilege of working in nearly every corner of the mortgage industry. My journey has included roles as an Administrative Assistant, Loan Closer, Loan Processor, Relocation Specialist, Proficiency Coach, Community Banking Specialist, Loan Officer Assistant, and now, Loan Officer.

What does that mean for you?

It means when questions come up, I’ve likely seen them before. When challenges arise, I know how to navigate them. And when it’s time to get you to the closing table, I understand every step of the process because I’ve worked behind the scenes in so many of them.

Buying a home doesn’t have to be stressful. You deserve a loan officer who communicates clearly, keeps you informed, and has the knowledge and experience to guide you with confidence.

Whether you’re buying your first home, your next home, or helping your clients achieve homeownership, I’m here to make the mortgage process as smooth and enjoyable as possible.

If you’re ready to work with someone who has spent 25 years helping people get home, let’s connect!

My Specialties

Areas of Expertise

  • Conventional Loans
  • FHA Loans
  • USDA Loans
  • VA Loans
  • ADFA Move Up and Down Payment Assistance
  • Purchases
  • Rate-Term Refinances
  • Cash-Out Refinances
  • First-Time Homebuyers
  • Investment Properties, Second Homes, Vacation Properties

Have Questions?

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews

Our Resources

Your Home Equity May Give You More Options Than You…

If you’ve owned your home for a while, there’s a good chance something has been quietly changing...

Is It Time for a Mortgage Check-In?

You probably review your insurance every so often. You may check your retirement accounts, revisit y...

Independence Mortgage Group Expands with New Highlands Residential Mortgage Branch…

Highlands Residential Mortgage is pleased to announce the continued growth of Independence Mortgage ...