About Highlands Residential Mortgage
Your Family. Your Future. Our Focus.
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.
My name is Cay Stull, and I am a Loan Officer for Highlands Mortgage in Englewood, Colorado. I have been in the mortgage industry for over 45 years specializing in residential lending. Highlands Mortgage is a direct lender. This means that my Branch and Regional Offices are equipped to complete the loan process in-house from start to finish. This is a huge advantage for all my clients. As a result, I have a proven track record of closing loans as quickly and efficiently as possible.
I’ve been married for 39 years and together we have two children, and two grandchildren. In my spare time I enjoy spending time with my son, daughter, and grandchildren.
I have a professional team that I work with here at Highlands Mortgage and together we make the home buying experience as smooth as possible. I invite you to put Highlands Mortgage to the test. We can show you how simple and easy securing a mortgage can be.
Highlands Mortgage brings value to our customers by offering numerous investors and services. Highlands Mortgage does this by empowering our employees to exceed our customer expectations, delivering convenient innovative technology, and supporting our employees and the communities we serve.
Areas of Expertise
- First-Time Homebuyers
- Investment Properties
- Conventional Loans
- FHA Loans
- VA Loans
- Rate-Term Refinance
- Cash-Out Refinance
- Renovation Loans
The Highlands Digital Mortgage Experience
The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.
The new year can bring uncertainty to the mortgage market. After record-breaking years in 2020 and 2...
This housing market is interesting, to be sure. That doesn’t mean it isn’t *workable*. In this t...
An unexpected side-effect of the home buying process can be the onslaught of calls you start receivi...