Allen, TX, 75013
About Highlands Residential Mortgage
Your Family. Your Future. Our Focus.
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.
Graham W. Parham has been a Mortgage Loan Officer for over 18 years with 25 years in sales and marketing. He is a leader of financial expertise in the North Texas residential real estate market, developing a significant following among homebuyers and investors. Known and respected industry-wide, Grahams production consistently ranks him as a top producer in this market place.
Graham offers invaluable insight into a purchasers likely requirements, providing an exceptional business ethic of customer service and respect, catering to their needs from pre-qualification to closing. He is a truly dedicated person, who strives to ensure that each transaction is handled in a timely and stress free manner. By employing these standards, Graham has established a solid reputation for going the extra mile to put together the absolute best financing available for his clients. Graham prides himself on staying ahead of the curve, keeping up to date with the latest products and industry trends.
As an active investor himself, Graham has a strong insight on what his investment buyers are looking for to accomplish their short and long term goals. Knowing that investment loans strongly scrutinized, it is up Graham his team of underwriters who understands rental property loans versus that of an owner occupied residence. His general knowledge of REO properties and Turnkey providers coupled with a strong operational staff allow his loan closings to be seamless and “On Time Every Time”.
Highlands Residential Mortgage, LTD. is completely submerged in the real estate investing industry and has access to many lenders nationally. Our clients benefit from up to date guidance on all conventional investor loan programs, and less known creative financing strategies. Knowing that an investment loan will be far more scrutinized, it is Graham Parham and his team of underwriters who understand a loan processed for a rental property versus that of an owner occupied residence. Just as you would not seek legal counsel from someone who does not have a law degree, nor should you trust a loan originator for your investment property loan from someone that is not an investor themselves.
Highlands Residential Mortgage, LTD. is an unparalleled mortgage lender whose delivery sets us apart! Graham Parham’s team mission is to consult every investor based on those individualized situations and goals. Whether you are buying your first home or investment property, we carefully look at your options that will give you the best opportunity for success. Because we know how important your investment financing strategy is, our extensive research and knowledge of those programs will be brought forward in educating you as an investor, throughout the lending process. “My goal is to continue assisting my clients for life and help them meet the ever-changing needs life throws our way!
Areas of Expertise
- First-Time Homebuyers
- Investment Properties
- Conventional Loans
- FHA Loans
- VA Loans
- Rate-Term Refinance
- Cash-Out Refinance
- Renovation Loans
The Highlands Digital Mortgage Experience
The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.
As more and more industries move towards digital solutions, the mortgage industry is no exception. O...
Mortgage insurance is designed to protect the lender in the event you fall behind or can’t make yo...
With great pride, we share that Highlands Residential Mortgage has been voted as a 2023 Top Workplac...