Julian Retan

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Julian brings more than 12 years of success in new construction and home sales to Highlands Residential Mortgage. Known for his strong communication, attention to detail, and client-first approach, Julian is committed to delivering a smooth, predictable closing experience for every borrower and partner he serves.

His background in builder-focused, high-volume environments gives him a strong understanding of timelines, transaction flow, and how to anticipate issues before they arise. Grounded in trust, communication, and execution, Julian works to make the financing process clear, approachable, and as stress-free as possible.