Highlands Residential Mortgage
Meet Your Loan Officer

Robert Carter

Branch Manager
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NMLS# 898005
Licensed for: FL-LO95132 , GA-898005, KY-MC760062, NC-I-204173, SC-MLO-898005, AL-82179, TN-898005 , VA-MLO-68643VA, MS-898005
Get Started with Robert
contact
Knoxville
9821 Cogdill Road Suite 1 A, B, C
Knoxville, TN, 37922
O: 865-267-1063 | C: 865-850-2418

About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet Robert

My Story

Our team is dedicated to providing the best mortgage experience possible. We do that by offering easy-to-use mortgage tools (including our handy mobile app), competitive rates, and assistance from an experienced loan officer. Our loan officers understand the local markets, have access to a wide variety of loan programs, and are ready to guide you through the process!

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Construction Loans
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Manufactured Homes
  • Rate-Term & Cash-Out Refinance
  • Condominiums
  • Vacation Homes
  • Renovation Loans

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The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews

Our Resources

Highlands’ Josh Hebert Named 2026 HousingWire Tech Trendsetter

Highlands Residential Mortgage is proud to announce that Josh Hebert, EVP Chief Information Officer ...

Highlands Residential Mortgage Named a 2026 Top Employer for Women

Highlands Residential Mortgage is proud to be named one of Mortgage Women Magazine’s 2026 Top ...

Meet Alex Julian: Our New Director of Strategic Growth

We’re excited to welcome Alex Julian to Highlands Residential Mortgage as our new Director of ...