Valerie Gothard

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Valerie Gothard believes great lending is built on honesty, ethics, and a strong sense of purpose. With over 30 years of experience in the mortgage industry, she brings a steady, knowledgeable approach to every client and partnership she serves.

Valerie is known for treating her clients like family, creating an experience that is both personal and dependable from start to finish. She understands that every financial situation is unique, and she takes the time to listen, guide, and provide solutions that align with each client’s goals. Whether working with first-time homebuyers or seasoned investors, Valerie offers clear communication, thoughtful guidance, and a commitment to doing what’s right every step of the way.

Her extensive experience allows her to navigate a wide range of scenarios, including investment property lending and creative financing solutions. Clients and partners can expect responsiveness, professionalism, and a lender who is deeply committed to building long-term relationships based on trust.