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Highlands Residential Mortgage
Charlotte Branch

Contact our Branch

Point of Contact
Skip O'Neal, Loan Officer
NMLS# 91400
contact
Charlotte
NMLS#1711845
6000 Fairview Road Suite 625
Charlotte, NC 28210
704-366-7711

Meet the Charlotte team

When buying a home, having a local lender matters.
Ashleigh Smyth
Sr. Loan Officer
NMLS#92328
Gena Baxley
Loan Officer Assistant
NMLS#2099884
Jennie Daniels
Loan Officer
NMLS#93346
Kevin Barbee
Sr. Loan Officer
NMLS#645363
Skip O'Neal
Loan Officer
NMLS#91400

The Charlotte Branch

Who We Are

Whether you’re buying your first home or your tenth, partnering with an experienced Highlands Loan Officer will set you up for success.

A Higher Standard of Lending

Highlands Residential Mortgage believes that when you are buying or refinancing your home, you should be able to count on a highly professional and low stress experience that leads to an on-time closing.

It all starts with our award-winning loan officers.

  • Highlands Loan Officers are true local lending experts—familiar with your market and how to navigate them with ease!
  • We have a deep variety of loan programs and will help you find options that best fit your goals.
  • Our loan officers are highly responsive and focused on making your experience smooth!

Less Surprises, More Confidence!

Whether you are new to mortgage transactions or have been down this road several times—we work WITH you to find the best fit for your home purchase or refinance needs. We provide high quality, timely updates and clear communication through the entire loan experience to eliminate the guessing games!

We’re happy to help find the right balance for you, and we always try to meet you where you are—a mix of technology and in-person experience simplify the process. You can handle 97% of the loan process right in the palm of your hand with our amazing mobile app!

Closing on Time MATTERS

  • Most big-box lenders struggle to close within 45 days—we typically close in less than 30!
  • Whether purchasing or refinancing, knowing you will make your closing date is critical to other pieces of the puzzle.
  • Our referral partners and past clients can speak to the confidence you gain knowing that when you work with Highlands, your closing is a priority!

A Higher Standard of Lending

Highlands Residential Mortgage believes that when you are buying or refinancing your home, you should be able to count on a highly professional and low stress experience that leads to an on-time closing.

It all starts with our award-winning loan officers.

  • Highlands Loan Officers are true local lending experts—familiar with your market and how to navigate them with ease!
  • We have a deep variety of loan programs and will help you find options that best fit your goals.
  • Our loan officers are highly responsive and focused on making your experience smooth!

Less Surprises, More Confidence!

Whether you are new to mortgage transactions or have been down this road several times—we work WITH you to find the best fit for your home purchase or refinance needs. We provide high quality, timely updates and clear communication through the entire loan experience to eliminate the guessing games!

We’re happy to help find the right balance for you, and we always try to meet you where you are—a mix of technology and in-person experience simplify the process. You can handle 97% of the loan process right in the palm of your hand with our amazing mobile app!

Closing on Time MATTERS

  • Most big-box lenders struggle to close within 45 days—we typically close in less than 30!
  • Whether purchasing or refinancing, knowing you will make your closing date is critical to other pieces of the puzzle.
  • Our referral partners and past clients can speak to the confidence you gain knowing that when you work with Highlands, your closing is a priority!

Customer Reviews

Come grow with us!

Learn more about our Highlands team of loan experts and let’s talk about your next career move!