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Highlands Residential Mortgage
Meet the J Lending Team
Jessica Upshaw
Loan Officer
NMLS#179250
Stacy Woods
Sr. Loan Officer
NMLS#158878

About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet the J team

Our Story

MEET YOUR LOAN TEAM
YOUR FAMILY. YOUR FUTURE. OUR FOCUS.

At The J Lending Team, our mission is to guide you through the mortgage process with expertise, transparency, and care. Whether this is your first home purchase or your tenth, we understand that the journey can be both exciting and overwhelming.

We are committed to not only helping you secure the right loan but also educating you about the various loan products available. Our team is dedicated to maintaining constant communication throughout the entire process, ensuring you are informed and confident every step of the way.

Whenever you have questions or need support, we are here for you. Our goal is to make your home-buying experience as smooth and rewarding as possible. We look forward to working with you and helping turn your homeownership dreams into reality!

Our Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase

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Our Resources

Homeowner’s Guide to Tax Season: What Documents You Need

Tax season is in full swing, and the April 15th deadline is just around the corner! Getting a head s...

Unlock the Power of Your Home’s Equity

Many homeowners may not realize just how much equity they’ve built up in their homes. With home va...

Let Your Home Equity Grow and Work for You

Your home is more than just a place to live—it’s one of your biggest financial assets. Every mor...

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.